100% Focused
No auto loans, no refinancing, no distractions. Every member of our team wakes up thinking about one thing: reverse mortgages. That depth of focus means fewer mistakes and better outcomes for you.
About Reverse Freedom
Utah's reverse mortgage team.
Since 2008.
One product. One state. Seventeen years of focused expertise helping Utah homeowners 62+ access their home equity — without pressure, without jargon, and without a call center.
BBB Accredited
NMLS #1382816
FHA-Approved Lender
4.8 / 5 Google
Our Story
We chose one thing.
We chose one thing.
Reverse mortgages.
Reverse Freedom Mortgage is a Utah owned and operated company headquartered in West Jordan. Since 2008, our only line of business is reverse mortgages. We are passionate about the product and about every client who benefits from it.
Meeting the financial needs of senior homeowners age 62 and up is at the core of everything we do. We are dedicated to helping older Americans live the retirement lifestyle they imagined and deserve. Many of our clients value the personalized, face-to-face approach — whether in our West Jordan office or in the comfort of their own home.
We save our clients thousands of dollars in closing costs compared to large nationwide companies, while providing professional and personalized service every time.
Watch: Who we are
2 min · Reverse Freedom Mortgage
What Sets Us Apart
Why Utah families choose Reverse Freedom
Three things that make us different from every other reverse mortgage company in Utah.
Locally Owned
We are not a call center. We are your Utah neighbors — available by phone, email, or in person at our West Jordan office. You'll always speak with a real licensed Utah loan officer who knows your market.
Lower Closing Costs
We save clients thousands of dollars compared to large national lenders — without sacrificing service, speed, or transparency. Our local operating model means those savings go directly to you.
17+
Years in Utah
1,200+
Utah Families Helped
4.8/5
Google Rating · 45+ Reviews
30+
Utah Cities Served
Experience Matters
Meet the Reverse Freedom team
Five specialists. One focus. Every one of us is here to give you a straight, honest answer about whether a reverse mortgage makes sense for your situation.
Founder & Owner
Chad G. Peck
Principal Lending Manager
Chad started Reverse Freedom Mortgage in 2008 after watching too many Utah retirees feel stuck — they loved their homes but needed cash flow, and selling felt wrong. A reverse mortgage changed everything for them, and it changed his career.
Seventeen years and more than 1,200 Utah families later, Chad still takes every call personally. His approach has always been the same: educate first, never sell, and let the math speak for itself.
NMLS #1382816
Utah DRE #9441193
FHA-Approved
BBB Accredited
Talk to Chad's team
Specialist
Lonny Eschler
Doing reverse mortgages exclusively for 13+ years. His patience and track record have earned him a loyal following among Utah homeowners and financial advisors alike.
Business Development
Vicky Williams
10+ years of industry experience. Vicky works closely with financial advisors, real estate agents, and senior care professionals across Utah.
Client Services
Stephanie Porter
Joined Reverse Freedom in 2021. Stephanie keeps the process moving smoothly and is always the first to answer when you have a question.
Specialist
Casey Rees
Known for clear communication and no-pressure guidance. Casey helps seniors navigate their financial options and understand every step of the process.
Google Reviews
What Utah families say about us
"Never once did the Reverse Freedom team try to persuade or sell us. They were always available to educate us. Now we're basking in the amazing feeling that we'll never have to make a mortgage payment again."
"The first phone call was the best call we made. Mr. Peck gave us all the information we needed. The team treated us with kindness throughout the whole process. We would recommend Reverse Freedom with ten stars."
"These folks know their business. I felt like they cared more about me than about their company. Reverse Freedom Mortgage will give you unlimited personal attention and do all in their power to help you reach your goal."
Free Estimate
Ready to talk to a real
Ready to talk to a real
Utah specialist?
No call centers. No scripts. Just a licensed Utah loan officer who will give you honest answers — whether a reverse mortgage is right for you or not.
HUD/FHA Notice: This material is not from HUD or FHA and has not been approved by HUD or a government agency. Reverse Freedom Mortgage is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.
Loan Repayment: A reverse mortgage is a loan that must be repaid. The loan balance becomes due and payable when the last borrower no longer occupies the home as their principal residence, fails to pay property taxes or hazard insurance, allows the property to deteriorate, or passes away. Borrower must maintain the property and continue paying property taxes, homeowner's insurance, and applicable HOA dues.
Licensing: Reverse Freedom Mortgage · NMLS #1382816 · Utah DRE License #9441193 · Equal Housing Lender. This is not a commitment to lend. Not all borrowers will qualify. Loan terms subject to change.
Utah's reverse mortgage specialists since 2008. Helping Utah retirees live the retirement they imagined.
9089 S 1300 W STE #110, West Jordan, UT 84088
Mon – Fri, 9am – 5pm
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Ready to see what your home can do for you?
Free estimate. No obligation. A real Utah loan officer will walk you through it.
BBB Accredited
NMLS #1382816
Utah DRE #9441193
FHA-Approved Lender
Equal Housing Lender
HUD/FHA Notice: This material is not from HUD or FHA and has not been approved by HUD or a government agency.
Loan Repayment: A reverse mortgage is a loan that must be repaid. Borrowers must continue to pay property taxes, homeowners insurance, and maintain the property as a primary residence. Failure to do so may result in foreclosure.
Reverse Freedom Mortgage is licensed in the State of Utah. NMLS #1382816, Utah DRE License #9441193.
© Reverse Freedom Mortgage. All rights reserved.