West Jordan · Salt Lake County, Utah

Reverse mortgages for West Jordan homeowners 62+

If you own a home in West Jordan, you may be sitting on more equity than you realize. A reverse mortgage lets you turn part of that equity into cash — with no monthly mortgage payments required — while you stay in the home you love. And since our office is right here in West Jordan, you're never far from a real person to talk to.

$522,648
Typical West Jordan home value (Zillow, 2026)
$1,249,125
2026 FHA HECM lending limit — applies to all of Salt Lake County
62+
Minimum age to qualify for a HECM reverse mortgage
Why West Jordan homeowners call us

A local team, right in your city

Our office is based right here in West Jordan, and we work with homeowners across Salt Lake County every day. Here's what that means for you.

Headquartered in West Jordan

NMLS #1382816 and Utah DRE #9441193 — our office is at 9089 S 1300 W, and we know this city block by block.

4.8 / 5 from local homeowners

45+ Google reviews from Utah homeowners we've helped, and a BBB Accredited Business rating.

Free, no-obligation estimate

See your numbers before you decide anything. No fees to get started, no credit pull required.

Honest answers, even "no"

If a reverse mortgage isn't the right fit for your situation, we'll tell you — no pressure, ever.

West Jordan home values

Your home may be worth more than you think.

The typical West Jordan home is valued around $522,648 as of 2026. Like much of the Salt Lake Valley, the market here has cooled somewhat over the past year — but for homeowners who've owned their home for many years, the equity built up over that time often remains substantial.

A reverse mortgage lets you access a portion of that equity as tax-free* cash — as a lump sum, a line of credit, monthly payments, or a combination — without selling your home or taking on a monthly mortgage payment.

*Consult a tax advisor. Source: Zillow Home Value Index, West Jordan, UT, 2026.

$522,648
Typical West Jordan home value
~40–55%
Of home value potentially accessible, depending on age
Local
Our office is in West Jordan — stop by or meet a loan officer near home
Areas we serve

West Jordan neighborhoods we work in

Wherever you are in the city, a Reverse Freedom loan officer can meet with you in person, by phone, or by video call — and our office is just minutes away.

West Jordan East
Jordan Hills
Jordan Oaks
Jordan Landing
Copper Hills
Cobble Creek
Edenbrooke
Oquirrh
Oquirrh Shadows
Welby
Westbrook
Mountain Shadows

Don't see your neighborhood listed? We work with homeowners throughout Salt Lake County and across Utah — reach out and we'll confirm coverage for your area.

Getting started is simple

Three steps to your free estimate

01

Tell us about your home

Share a few basic details about your West Jordan home, your age, and any existing mortgage balance.

02

Get your free estimate

A local Utah loan officer reviews your situation and gives you an honest, no-obligation estimate — usually within one business day.

03

Decide what's right for you

Ask every question you have. If it makes sense, we'll guide you through the next steps. If not, no hard feelings.

Common questions

West Jordan reverse mortgage FAQs

Can I get a reverse mortgage on my West Jordan home?
In most cases, yes. If you're 62 or older, live in the home as your primary residence, and have sufficient equity, a HECM reverse mortgage is available on most single-family homes, FHA-approved condos, and 2–4 unit properties in West Jordan and throughout Utah.
How much money could I get?
It depends on your age, your home's value, current interest rates, and any existing mortgage balance. As a rough guide, borrowers can typically access roughly 40–55% of their home's value, with older borrowers generally qualifying for a higher percentage. Try our free calculator for a personalized estimate, or talk to a loan officer for exact numbers.
Do I have to make monthly mortgage payments?
No. With a reverse mortgage, you're not required to make monthly principal and interest payments. You're still responsible for property taxes, homeowners insurance, and basic home maintenance, and the home must remain your primary residence.
What happens if I still owe money on my current mortgage?
That's very common. Many West Jordan homeowners use a reverse mortgage to pay off their existing mortgage balance first — which eliminates that monthly payment — and then access any remaining equity as cash, a line of credit, or monthly payments.
Can I just stop by your office to talk to someone?
Yes — our office is located right here in West Jordan at 9089 S 1300 W STE #110. We're happy to meet in person, or you can start with a phone or video call if that's easier. Either way, the first conversation and your estimate are completely free.
Will my children inherit the home, or does the bank take it?
You and your heirs retain ownership of the home. When the last borrower permanently leaves the home, the loan becomes due. Heirs can choose to repay the loan and keep the home, sell the home and keep any remaining equity, or walk away — reverse mortgages are non-recourse, so heirs are never required to pay more than the home is worth.

Get your free West Jordan estimate

A real Utah loan officer — right here in your city — will review your situation and give you an honest answer, whether a reverse mortgage makes sense for you or not.

Mon – Fri, 9am – 5pm  ·  9089 S 1300 W STE #110, West Jordan, UT

Utah's reverse mortgage specialists since 2008. Helping Utah retirees live the retirement they imagined.

9089 S 1300 W STE #110, West Jordan, UT 84088
Mon – Fri, 9am – 5pm
Ready to see what your home can do for you? Free estimate. No obligation. A real Utah loan officer will walk you through it.
BBB Accredited NMLS #1382816 Utah DRE #9441193 FHA-Approved Lender Equal Housing Lender